An investigation into the financial barriers facing women entrepreneurs operating in SMMEs in Tshwane, South Africa

Journal of Economic and Financial Sciences

 
 
Field Value
 
Title An investigation into the financial barriers facing women entrepreneurs operating in SMMEs in Tshwane, South Africa
 
Creator Chiloane-Tsoka, Evelyn
 
Subject entrepreneurship; women; financial collateral; financial institutions and SMMEs
Description The South African women emancipation policy statement and gender equality are critical tools established by government to eradicate poverty among entrepreneurs operating in small business. Khula was established to act as a financial wholesaler to emerging entrepreneurs who needed finance to start and grow businesses. The Small Enterprise Development Agency was established to provide training needs to small business operators. Lack of finance is a major stumbling block to women entrepreneurs reaching their full economic potential in South Africa. Financial collaterals are barriers for women operating in SMMEs in Tshwane. The objective of the study was to investigate the financial barriers facing women entrepreneurs in Tshwane when starting or growing businesses. In order to achieve the results a structured questionnaire and interviews were used as method of collecting data. A sample of 300 women operating SMMEs in six townships of the Tshwane metropolitan area was analysed per a quota of 50 businesses per township. The results indicate that women entrepreneurs lack the financial collateral that is demanded by financial institutions when applying for finance to start or grow their business.
 
Publisher AOSIS
 
Contributor
Date 2013-07-31
 
Type info:eu-repo/semantics/article info:eu-repo/semantics/publishedVersion —
Format application/pdf
Identifier 10.4102/jef.v6i2.264
 
Source Journal of Economic and Financial Sciences; Vol 6, No 2 (2013); 347-358 2312-2803 1995-7076
 
Language eng
 
Relation
The following web links (URLs) may trigger a file download or direct you to an alternative webpage to gain access to a publication file format of the published article:

https://jefjournal.org.za/index.php/jef/article/view/264/344
 
Rights Copyright (c) 2018 Evelyn Chiloane-Tsoka https://creativecommons.org/licenses/by/4.0
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